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Certificate Rates
Effective as of May 12, 2008
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Certificate of Deposit (CD) Products
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Minimum Balance to Obtain APY
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Term
|
Annual Percentage Yield (APY)
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Interest Rate
|
Minimum Balance to Open
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Compounds
|
Interest Credit
|
Renewal Type
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Early Withdrawal Penalty
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|
MainStreet CD's
|
$5,000
|
30 days
|
2.65%
|
2.62%
|
$5,000
|
At Maturity
|
At Maturity
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Auto-Renewal
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30 days interest
|
|
|
$1,000
|
91 days
|
2.45%
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2.43%
|
$1,000
|
At Maturity
|
At Maturity
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Auto-Renewal
|
3 months interest
|
|
|
$1,000
|
182 days
|
2.60%
|
2.575%
|
$1,000
|
Quarterly
|
Quarterly
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Auto-Renewal
|
3 months interest
|
|
|
$1,000
|
1 year
|
2.70%
|
2.67%
|
$1,000
|
Quarterly
|
Quarterly
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Auto-Renewal
|
3 months interest
|
|
|
$1,000
|
18 month
|
2.72%
|
2.69%
|
$1,000
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
Accele-Rate CD
|
$1,000
|
2 year
|
2.75%
|
2.72%
|
$1,000
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
|
$1,000
|
3 year
|
2.80%
|
2.77%
|
$1,000
|
Quarterly
|
Quarterly
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Auto-Renewal
|
6 months interest
|
|
|
$1,000
|
4 year
|
3.00%
|
2.97%
|
$1,000
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
|
$1,000
|
5 year
|
3.15%
|
3.11%
|
$1,000
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
Got-It-All CD
|
$1,000
|
30 month
|
2.70%
|
2.67%
|
$2,000
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
Funeral Trust CD
|
$100
|
1 year
|
2.70%
|
2.67%
|
$100
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
3 months interest
|
|
|
$100
|
2 year
|
2.75%
|
2.72%
|
$100
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
|
$100
|
3 year
|
2.80%
|
2.77%
|
$100
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
|
$100
|
4 year
|
3.00%
|
2.97%
|
$100
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
|
|
|
$100
|
5 year
|
3.15%
|
3.11%
|
$100
|
Quarterly
|
Quarterly
|
Auto-Renewal
|
6 months interest
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|
CD Specials
|
|
|
|
|
|
|
|
|
|
|
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$1,000
|
15 month
|
|
|
$1,000
|
Quarterly
|
Quarterly
|
Single Maturity
|
6 months interest
|
|
|
$1,000
|
17 month
|
|
|
$1,000
|
Quarterly
|
Quarterly
|
Single Maturity
|
6 months interest
|
|
|
$1,000
|
21 month
|
|
|
$1,000
|
Quarterly
|
Quarterly
|
Single Maturity
|
6 months interest
|
|
|
$1,000
|
27 month
|
|
|
$1,000
|
Quarterly
|
Quarterly
|
Single Maturity
|
6 months interest
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A penalty may be imposed for early withdrawal.
Rates are subject to change.
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