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Our New MainStreet Checking Products
MainStreet
Free Checking
Our free checking account for clients including many
free services added to it.
Click here
for product comparison
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MainStreet
Interest Checking
We reward clients for having multiple relationships
with us. This account includes everything, even your first order of
checks. This account requires two or more of the following: direct deposit,
savings, CD, IRA, mortgage loan, consumer loan, money market, credit
card, ATM/Debit card, safe deposit box, automatic savings/loan payment/investment
to other accounts with us.
Click here
for product comparison
MainStreet
Gold Checking
For clients 50 years or older with multiple relationships with us,
we provide a checking account which includes everything, including
free bank logo checks! This account requires two or more of the following:
direct deposit, savings, CD, IRA, mortgage loan, consumer loan, money
market, credit card, ATM/Debit card, safe deposit box, automatic savings/loan
payment/investment to other accounts with us.
MainStreet
Home Checking
Free checking for homeowners who have either their mortgage loan,
second mortgage, or home equity loan with us and two or more of
the following: direct deposit, savings, CD, IRA, mortgage loan,
consumer loan, money market, credit card, ATM/Debit card, safe deposit
box, automatic savings/loan payment/investment to other accounts
with us.
MainStreet
Health Savings Account (HSA)
A MainStreet Health Savings Account is an interest bearing account
which allows you to save money for qualified medical expenses
tax-free. In a world full of rising health care costs, the MainStreet
Health Savings Account offers a solution with competitive interest
rates that you can only benefit from. Open a MainStreet Health
Savings Account and watch your savings grow!
Who Is Eligible?
A MainStreet Health Savings Account may be established by any
individual who:
1. Is covered under a High Deductible Health Plan (HDHP). The
HDHP minimum deductible for the 2007 tax year is $1,100 for an
individual and $2,200 for a family.
2. Is not covered by another health plan that is not an HDHP (some
exceptions apply).
3. Is not eligible for Medicare benefits (generally, under age
65).
4. Cannot be claimed as a dependent on another person’s
tax return.
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Interest Bearing NOW Checking
Account
- Competitive tiered interest rates based on
account balance:
- Under $2,500
- $2,500 and over
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- Free Online Bill Pay
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- Free Check Safekeeping (Canceled check images
returned in statement for a nominal fee)
- Deposit anytime, any amount*
- Unlimited check writing*
- Receive monthly combined statement
- Account set up fee of $25
- Minimum opening balance of $100**
- Monthly maintenance fee of $3 if average daily
balance falls below $2,000
- Monthly maintenance fee waived for first 6
months
*HSA owner responsible for determining the allowable
annual HSA contribution and the taxability of an HSA distribution.
**Waived at bank’s discretion
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